Are you as overwhelmed as I often am?? We live in a world that has a ton of gizmos and gear designed to help us live a better life. Sometimes all of this stuff really does make life easier, but often just the opposite happens. Instead of feeling better, our lives are worse. So many of us dream of a simpler life! We want to resist the temptation to own so many things and bring minimalism … [Read more...]
Stick a Fork in it: the story of a coffee grinder
Once upon a time, I bought an inexpensive little espresso machine. I had just delivered our second son and was in dire need of a daily pick-me-up. Enter the Mr. Coffee ECMP50. This is the same machine that we're using today, nine years later. *Oh, and by the way, there is a HUGE difference between a bar pump machine and a steam-driven espresso machine! In case you're like my husband and … [Read more...]
Why Budgeting is Important: Your #1 Tool
Sick and tired of being in debt? There's one weapon in your personal finance arsenal that can inflict more damage on your debt than any other. That weapon is a budget. Want to know why budgeting is important? Does budgeting really even matter? There are numerous benefits to creating and maintaining a household budget. A well-crafted budget is a crucial asset for families seeking to: … [Read more...]
Flat Diapers: Old-Fashioned and Awesome!
One of the biggest ways that parents can save money is to use cloth diapers. But if you're like me, I bet you've seen some surprisingly large price tags for fancy new diapers. What if I told you that you could put several kids through cloth for just over $100 worth of flat diapers and covers? That's right, flat diapers. The very same old fashioned cloth diapers that your grandma … [Read more...]
How to Start Saving For a House: 5 Tips for Success
For most Americans (or Canadians, or Brits -- hello there!!), the biggest purchase we'll ever make is our house. Sadly, many homeowners find themselves waking up to a nightmare. A home mortgage is a huge commitment. Want to know how to start saving for a house, the smart way? Read on... My husband and I took the plunge in 2003. We began building our cozy home in the woods very shortly … [Read more...]
Is an Apple Watch worth the cost?
Two years ago, and after much debate, my husband bought an Apple Watch. Then, he bought me one too. Thanks, honey! But honestly, I was a reluctant giftee. "How can such an expensive watch be worth the cost?", I thought. After a week of owning my Apple Watch I was still skeptical, but warming to the possibilities. Within two weeks I was sold on the value of an Apple Watch. By the time one … [Read more...]
3 Easy Ways to Save Money Without Breaking a Sweat
Our family of 7 is working hard to pay off our remaining debt. We're always on the lookout for easy ways to save money. Over the years we've found a lot of cool ways to save on our expenses. In fact, I've included a huge list of these money saving tips in the FREE Hack Your Financial Future e-course. Today I'm sharing with you 3 more easy ways to save money this month. Whether it's to … [Read more...]
Should children be paid for chores?
Many parents give their children an allowance for completing chores throughout the week. But is this a positive form of motivation? Or is it damaging to the child’s mindset in the long-run? Should children be paid to do chores? Unfortunately, the answer isn’t clear-cut. Some people swear by giving children an allowance to complete their chores. Others think it’s just a form of negative … [Read more...]
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