Only through Friday, September 26th, all Dave Ramsey Envelope Systems are on sale starting at just $10. These specialized wallets include separate envelopes for each budget category. These tools make it easy to switch to a cash only budgeting system, the fastest and surest way to keep from overspending. Just remember to create your budget first, label each envelope with an amount, and off you go. I haven’t specifically used Dave Ramsey’s envelope system, but I have used Crown Financial’s, which is very similar. We used the system for several months, until my mommy brain began to leave the wallet behind in stores. Thankfully it was always returned, but we ended up switching to a digital system (which I’ll detail for you in the future).