Once upon a time, I bought an inexpensive little espresso machine. I had just delivered our second son and was in dire need of a daily pick-me-up. Enter the Mr. Coffee ECMP50. This is the same machine that we're using today, nine years later. *Oh, and by the way, there is a HUGE difference between a bar pump machine and a steam-driven espresso machine! In case you're like my husband and I and were wondering why your two Wedding-gifted machines created espresso that tasted like a burnt … [Read more...]
Why Budgeting is Important: Your #1 Tool
Sick and tired of being in debt? There's one weapon in your personal finance arsenal that can inflict more damage on your debt than any other. That weapon is a budget. Want to know why budgeting is important? Does budgeting really even matter? There are numerous benefits to creating and maintaining a household budget. A well-crafted budget is a crucial asset for families seeking to: Curb excessive spending Resolve past debts Afford major purchases Save for college funds or … [Read more...]
Flat Diapers: Old-Fashioned and Awesome!
One of the biggest ways that parents can save money is to use cloth diapers. But if you're like me, I bet you've seen some surprisingly large price tags for fancy new diapers. What if I told you that you could put several kids through cloth for just over $100 worth of flat diapers and covers? That's right, flat diapers. The very same old fashioned cloth diapers that your grandma used! After a decade of using cloth diapers, I'm happy to announce my favorite workhorse diapers... flat … [Read more...]
How to Start Saving For a House: 5 Tips for Success
For most Americans (or Canadians, or Brits -- hello there!!), the biggest purchase we'll ever make is our house. Unfortunately, many homeowners find themselves waking up to a nightmare after committing to their home mortgage. Want to know how to start saving for a house, the smart way? Read on... My husband and I took the plunge and began building our cozy home in the woods very shortly after getting married. As a side note, I'm contemplating naming our home. Do you think that "Bairnstowe … [Read more...]
Is an Apple Watch worth the cost?
Two years ago, and after much debate, my husband bought an Apple Watch. Then, he bought me one too. Thanks, honey! But honestly, I was a reluctant giftee. "How can such an expensive watch be worth the cost?", I thought. After a week of owning my Apple Watch I was still skeptical, but warming to the possibilities. Within two weeks I was sold on the value of an Apple Watch. By the time one month passed, you would have needed to pry the watch off my cold, dead, body. We were … [Read more...]
3 Easy Ways to Save Money Without Breaking a Sweat
Our family of 7 is working hard to pay off our remaining debt. We're always on the lookout for easy ways to save money. Over the years we've found a lot of cool ways to save on our expenses. In fact, I've included a huge list of these money saving tips in the FREE Hack Your Financial Future e-course. Today I'm sharing with you 3 more easy ways to save money this month. Whether it's to help pay down debt or simply to stock away some extra spending cash, families just like us are looking … [Read more...]
Should children be paid for chores?
Many parents give their children an allowance for completing chores throughout the week. But is this a positive form of motivation? Or is it damaging to the child’s mindset in the long-run? Unfortunately, the answer isn’t clear-cut. Some people swear by giving children an allowance to complete their chores. Others think it’s just a form of negative bribery that teaches children not to do something unless they get paid. Let’s go through the arguments on both sides. The Pros … [Read more...]
Cheap GoPro: Make Awesome Movies Inexpensively
Looking for a great deal on a cheap GoPro? Read on to learn how I've found the best deal on these sweet little action cameras. I always thought that GoPro cameras were a sort of "Facebook phenomenon". You know what I mean! Everyone on Facebook has one, but in real life they're a waste of time, right?! I believed that up until my husband decided he wanted to make a video of our first international adventure since having children. What better than to capture our epic adventure (to … [Read more...]
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